Next-level protection
In fintech, data is valuable – and cybercriminals know it. As AI-powered attacks become more sophisticated, the key to staying safe is to be proactive and use the latest security tech.
Fintech Software Development Services
Trust us today – earn your clients’ trust tomorrow
XPG Factor – expert fintech software development company
A complete system replacement is not always the most reliable or cost-effective solution for mature IT infrastructures. At XPG Factor, we take a comprehensive view and deliver the approach that best fits your needs – whether it’s building a new system or carefully modernizing the existing one.
Since 2008, we have been helping start-ups and top fintech companies grow without unnecessary risks and costs. Our specialists seamlessly integrate new features and maintain the stability of critical systems, making the digitalization process safe and strategically sound.
Why fintech needs digital transformation
Traditional approaches are losing their effectiveness when it comes to finances and customer trust. And that is precisely why digitalization plays a decisive role here.
A seamless move forward
Many fintech products need to interact with traditional banking systems, which are often built on inflexible architectures. Only a well-planned digitalization strategy can modernize these processes and improve efficiency without large-scale and risky restructuring.
No more unexpected issues
In fintech, there’s no room for even minor errors: a service crash, slowdown or transaction failure can quickly impact customers and revenue. That’s why software that predicts disruptions is a real lifesaver.
Fintech software development services for your business
In fintech, it is important not only to make decisions, but also to have strategic support. Our partnership helps companies grow and look to the future with confidence.
Fintech systems we develop
Want to cut the busywork, launch something groundbreaking or boost system reliability? Our solutions are designed to help you achieve more. Quicker and with greater impact!
Payment management solutions
Our systems enable businesses to effectively manage payment flows: automate debits, issue invoices and analyze finances through user-friendly dashboards.
AI tools for risk evaluation and scoring
We use machine learning algorithms to create intelligent credit scoring and risk management systems. These solutions analyze thousands of data points to provide more accurate credit assessments, reduce default rates and automate loan decision-making.
Insurance claims automation
With the help of AI and computer vision, we automate the claims settlement process. Our systems are able to analyze uploaded documents and photos, identify potential fraud and estimate payouts, enabling faster case resolution and cost savings.
Financial operations security solutions
We build multi-layered security systems for every stage of a financial transaction. Our solutions implement advanced real-time fraud detection based on behavioral analysis, integrate biometric authentication and multi-factor verification.
Our development toolkit
Projects we've brought to life
Nothing demonstrates our expertise better than our work. Take a look at the solutions we have implemented for fintech companies.
Banking recommendation system
Precise recommendations based on in-depth analysis of user behavior
Automated trading system
Smart solution for time saving and profit maximization
Customer stories
Our biggest motivation is happy clients who have put their trust in us.
Franziska Bayram
CTO, DUBZ
“We are working with XPG Factor from 2016 and we are very happy with their services. Not only is their work of high quality and they work with the latest technologies, but they also have become a trusted partner to us in terms of strategy and new technologies. Additionally, their customer support is outstanding. We are having a direct line over several channels with our account manager and she is always responsive. The communication is such an important part when working with a 3rd party software company and XPG Factor shows really outstanding support and knowledge in all areas.”
Take your fintech level higher with our solutions
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